Yes Bank, a prominent player in the new-age payments sector, boasts a commendable track record marked by astute decision-making and the potential for sustained commercial growth.
1. Public Trading
Yes Bank is listed on both the National Stock Exchange (NSE) and the Bombay Stock Exchange (BSE) in India, providing investors with ample opportunities to participate in its market performance.
2. Business Structure
The bank has undergone strategic restructuring, particularly in digital banking, leading to significant advancements in performance. Notably, this includes a focus on recovering loans and aligning business operations for sustainable growth.
3. Share Price Targets
As of 2023, market analysts anticipate a positive trajectory for Yes Bank’s share price:
- The target for 2023 is expected to reach ₹50 apiece within the next 6-9 months[5].
- Long-term projections suggest a potential share price range of Rs.105 to 120 by 2030[6].
Company Overview
Yes Bank is a Mumbai-based full-service commercial bank offering a range of banking products, including corporate and retail banking, investment banking, and wealth management. The bank is recognized for its tech-centric approach, being an early adopter of mobile and digital banking in India.
Facing challenges in recent times, Yes Bank encountered issues related to declining asset quality, significant non-performing loans, and capital shortages. In March 2020, the Reserve Bank of India and the Indian government took swift action, implementing a rescue package. This package involved a leadership overhaul and a capital infusion to stabilize the bank.
Yes Bank maintains a strong presence throughout India, boasting over 1,000 branches and ATMs strategically located in major cities across the country.
Business Segment
Yes Bank is a rapidly growing private sector bank in India, offering a diverse range of financial services. Its business segments span retail banking, corporate banking, private banking, wealth management, investment banking, insurance, and credit cards.
Key Products and Services:
- Savings accounts
- Current accounts
- Fixed deposits
- Loans
- Payment solutions
- Mobile banking
- E-banking
Expansion and Focus Areas:
- Yes Bank is strategically expanding its business segments to include asset management and global markets.
- A strong emphasis is placed on Non-Performing Asset (NPA) recovery.
- The bank is actively developing a corporate lending business targeting medium-sized companies.
Digital Initiatives and Acquisitions:
- Yes Bank is prioritizing digital initiatives to broaden its market reach.
- The company is acquiring businesses that offer cost-effective services to enhance customer experiences.
This strategic approach positions Yes Bank as a dynamic player in the financial sector, with a commitment to innovation and comprehensive financial solutions.
Yes Bank Share Price Target 2023
Yes Bank is in the midst of substantial transformations, implementing various measures to enhance its financial position. These initiatives encompass augmenting capital, refining risk management protocols, and bolstering digital capabilities.
Anticipated Yes Bank Share Price Targets for 2023:
| YEAR | 1st TARGET | 2nd TARGET |
|---|---|---|
| 2023 | Rs.26 | Rs.29 |
Yes Bank Share Price Target 2024
The bank has witnessed a substantial reduction in NPAs since 2021, owing to a confluence of factors. Noteworthy among these are the enhanced financial performance, fortified corporate governance practices, and heightened investor confidence within the institution.
With a current strategic emphasis on NPA recovery, coupled with a favorable economic backdrop, the bank is poised for potentially increased profitability in the coming years.
Moreover, the institution is actively exploring growth avenues through strategic acquisitions and partnerships. This strategic approach is anticipated to augment revenue streams and facilitate business diversification.
Anticipated Yes Bank Share Price Targets for 2024:
- 1st Target: Rs. 39
- 2nd Target: Rs. 42
Yes Bank Share Price Target 2025
YES Bank achieved a notable 55% surge in consolidated earnings, reaching Rs 7,385 crore during the June quarter. Despite this positive growth, the net profit experienced a 22% decline to Rs 1,714 crore, attributed to elevated interest expenses. Additionally, the bank contends with mounting security threats.
Focusing on middle and lower income groups, the company aligns its business goals. It holds a prominent position in the contemporary payments landscape, boasting the highest share of UPI transactions in India.
The bank’s commitment to diversification and technological innovation has garnered widespread popularity. As customers increasingly embrace digital media, an opportunity arises for the bank to attract a larger client base.
Anticipated Yes Bank Share Price Targets for 2025:
- 1st Target: Rs. 49
- 2nd Target: Rs. 58
Yes Bank Share Price Target 2026
In 2021 and 2022, Yes Bank dominated the UPI transaction market with an impressive 43% share by volume. Additionally, the bank demonstrated substantial growth in retail advances, recording a 36% increase compared to the 30% growth observed in 2020-21. Embracing digitalization as a key driver of growth, Yes Bank is now offering loans of up to Rs. 16,000 for MSMEs and businesses.
Looking ahead to 2026, Yes Bank has set ambitious share price targets:
- 1st Target: Rs. 85
- 2nd Target: Rs. 110
Yes Bank Share Price Target 2030
Investing in stocks requires a long-term commitment for optimal returns. Holding Yes Bank shares over an extended period can potentially lead to substantial gains, making it a promising long-term investment.
Yes Bank is actively engaged in rebuilding its customer base, emphasizing the importance of its Asset Reconstruction Company (ARC) development. By the year 2030, positive financial outcomes are anticipated, reflecting the bank’s ongoing efforts.
With a focus on loan recovery, Yes Bank aims for significant returns on its shares by 2030. The initial target is set at Rs 348, and upon achieving this milestone, the second target rises to Rs 410.
Projected Yes Bank Share Price Targets for 2030:
| YEAR | 1st TARGET | 2nd TARGET |
|---|---|---|
| 2030 | Rs. 348 | Rs. 410 |
Yes Bank Share Price Target 2040
Yes Bank encountered difficulties attributed to the economic downturn and mounting pressures on asset quality. In response, the Indian government and the RBI implemented diverse measures aimed at bolstering the banking sector and safeguarding its stability.
These initiatives have the potential to enhance the operational efficiency of Yes Bank and other financial institutions nationwide.
Anticipated Yes Bank Share Price Targets for 2040:
- 1st Target: Rs. 742
- 2nd Target: Rs. 815
Yes Bank Share Price Target 2050
YES Bank stands out as a prominent player among India’s private banks, emphasizing robust growth and enhanced profitability. The bank’s profitability trajectory is on an upward trend, fueled by a surge in deposits and an improved asset quality.
Notably, the bank has successfully reduced its Non-Performing Assets (NPA) ratio compared to the previous year. However, it’s crucial to acknowledge that YES Bank is currently grappling with legal hurdles. Rana Kapoor, one of its co-founders, is under investigation for alleged involvement in money laundering activities.
Looking ahead to 2050, the projected YES Bank share price targets are as follows:
- 1st Target: Rs. 1200
- 2nd Target: Rs. 1800
Yes Bank Share Price Target
| Years | 1st Target (₹) | 2nd Target (₹) |
|---|---|---|
| 2023 | 26 | 29 |
| 2024 | 39 | 42 |
| 2025 | 49 | 58 |
| 2027 | 129 | 158 |
| 2028 | 188 | 230 |
| 2029 | 289 | 325 |
| 2030 | 348 | 410 |
| 2040 | 742 | 815 |
| 2050 | 1200 | 1800 |
Important Notice: Our valued readers, please be aware that we do not possess authorization from SEBI (Securities and Exchange Board of India). The content on this website is exclusively intended for informational and educational purposes and should not be construed as financial advice or stock recommendations. Additionally, the share price projections are solely for reference and will only be reliable in the presence of positive market indicators. This analysis does not take into account any uncertainties regarding the company’s future or the current market conditions. While our content is for informational purposes only, we cannot be held responsible for any financial losses incurred based on the information provided. Our goal is to offer timely updates on the stock market and financial products to assist you in making informed investment decisions. Prior to any investment, we strongly recommend conducting your own research.
Yes Bank’s Shareholding Landscape
Primary Stakeholder: State Bank of India holds the largest share in Yes Bank, comprising 48.21% of the ownership.
International Investor Presence: Yes Bank commands notable global interest, with Foreign Institutional Investors (FIIs) holding a substantial stake of approximately 27% in the bank.
Public Ownership: The remaining shares of Yes Bank are distributed among the general public, encompassing individual shareholders and other institutional investors.
Future of Yes Bank Share
Yes Bank has overcome substantial challenges in its history, including issues related to loan stress, governance concerns, and a change in leadership. Despite these obstacles, the bank has proactively worked towards bolstering its financial and operational performance, evident in the notable increase in net profits during the 2021-2022 fiscal year.
With a steadfast commitment to managing risk, maintaining asset quality, and upholding governance standards, the bank is strategically investing in digital technology and services. This strategic approach enables Yes Bank to adapt to the dynamic expectations of its clientele. The institution remains agile in responding to shifts in the regulatory landscape, adhering to the latest guidelines issued by the Reserve Bank of India (RBI) and other regulatory bodies.
Furthermore, Yes Bank adeptly navigates the ever-evolving landscape of digital transformation within the banking sector, positioning itself as a formidable competitor against emerging fintech firms leveraging cutting-edge technologies.
Conclusion
Explore the comprehensive Yes Bank Share Price Target guide, offering insights into Yes Bank’s profile, its diverse business ventures, and projected Share Price Targets for 2023, 2024, 2025, 2030, 2035, 2040, and 2050. Delve into a detailed discussion on Yes Bank’s future outlook and growth potential.
Equip yourself with valuable information on Yes Bank’s share prices to make informed investment decisions for the future.
Feel free to reach out with any queries in the comment section. We are here to address your questions. If you find this information valuable, consider sharing it with your network.
SEE ALSO: Data Patterns Share Price Target 2023, 2024, 2025, 2030, 2035, 2040
FAQ
1st Target: ₹26
2nd Target: ₹29
1st Target: ₹39
2nd Target: ₹42
1st Target: ₹49
2nd Target: ₹58
2040: 1st Target – ₹742, 2nd Target – ₹815
2050: 1st Target – ₹1200, 2nd Target – ₹1800
The first target for Yes Bank’s share price in the year 2030 is ₹348. Second target for Yes Bank’s share price in the year 2030 is ₹410.